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HerWealthBridge: The New Legacy
The New Legacy: Raising Financially Confident Daughters in a Complex World Kati Hays CRPC™, CDFA®, Private Wealth Advisor For generations, legacy meant passing down assets—homes, portfolios, heirlooms. And while those things still...
Read MoreHerWealthBridge: Becoming the CEO of Your Wealth
When You Suddenly Become the CEO of Your Wealth Kati Hays, CRPC, Private Wealth Advisor There are roles in life we prepare for, and then there are the ones that arrive without warning. Becoming a widow often means stepping into a...
Read MoreHerWealthBridge: 5 Essential Financial Steps After Divorce
5 Essential Financial Steps After DivorceDivorce marks not only an emotional transition, but a financial turning point. Getting your financial house in order early can set you up for future stability — and long-term success. Here are...
Read MoreHerWealthBridge: The First 90 Days After Widowhood or Divorce
The First 90 Days After Widowhood or Divorce: What Not to Do Financially Life doesn’t pause when everything changes—but your finances often should.
Read MorePlan Now For 2026
PLAN NOW FOR 2026 The IRS released updated figures for the 2026 marginal tax brackets and standard deductions[i] providing an opportunity to plan now for income, Roth conversions, and charitable giving next year. By planning now for...
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No Tax on Social Security Benefits in BBB?
“NO TAX ON SOCIAL SECURITY BENEFITS” IN THE BIG BEAUTIFUL BILL? President Trump signed the Big Beautiful Bill (BBB) into law on Independence Day 2025. The law, supporters say, fulfilled his promise to relieve seniors of their income...
Read MoreBonds in Portfolios
Bonds in Portfolios Many investors add bonds to their investment portfolios as a way to invest “safely”, to earn some type of return without the volatility of equity investments. To their surprise in 2022, they quickly found that bond...
Read MoreRoth Conversions
Roth Conversions Market downturns are never fun and can sometimes be terrifying. Savvy investors often invoke Warren Buffet’s 2008 quote to “Be fearful when others are greedy, and be greedy when others are fearful,”i seeking higher...
Read MoreThe Hidden Tax Bomb Inside Your Mutual Fund Investment
THE HIDDEN TAX BOMB INSIDE YOUR MUTUAL FUND INVESTMENT Mutual funds have been available to US investors for over 100 years.i Since the first offering of the Massachusetts Investors Trust (MITTX) opened on March 21, 1924, investors have...
Read MoreSocial Security Fairness Act Could Increase Your Monthly Benefit
Social Security Fairness Act Could Increase Your Monthly Benefit President Biden signed the Social Security Fairness Act (SSFA) on 05 JAN 2025, eliminating the Windfall Elimination Provision (WEP) and the Government Pension Offset...
Read MoreSupport Your Charitable Gifting Plan Using QCDs
Support Your Charitable Gifting Plan Using QCDs Qualified Charitable Distributions (QCD) are a popular way to support charitable causes because they offer a myriad of benefits to the donor: Full amount goes to the charity QCD amounts...
Read MoreSuper Catch Up in Secure 2.0
“SUPER CATCH-UP” TO SUPER-SIZE SAVINGS Secure 2.0 brought many changes to the retirement savings landscape. One change—the introduction of the “super catch-up”—allows for certain workers to save even more in their corporate retirement...
Read MoreUniversity State Employees: Do You Know How Much You Need To Save In Your Supplemental Retirement Pl
By Nick Fisher, CFP®If you’re a university employee in Ohio, you likely have access to invest in a “supplemental” retirement plan in addition to the university pension or 401(a) account. Why would you choose to...
Read MoreIs Your Financial Advisor A Fiduciary?
By Nick Fisher, CFP®There are financial advisors everywhere you turn. The problem is not finding one, but finding the right one, someone you can trust to provide honest advice and help you achieve your goals.Unfortunately, whether...
Read MoreUnderstanding The Retirement Options You Have Available As A University State Employee
By Nick Fisher, CFP®If you work at one of Ohio’s state universities, you have several options for saving into a retirement plan. I’ve helped many university employees with their financial planning, and my experience...
Read MoreWhat Are The Differences Between A 403(b) Plan And A 457(b) Plan?
By Nick Fisher, CFP®In 1875, The American Express Company established the first corporate pension in the United States. At the time, the plan applied for workers age 60 who had put in 20 years for the company. Workers were...
Read MoreFinancial Opportunities of Today’s Market
You don’t need us to tell you that the markets are crazy right now. Between the coronavirus and the oil price war, there are a lot of factors influencing market activity in a very big way. While volatility goes hand in hand with...
Read More3 Ways the SECURE Act Could Affect Your Retirement
If you’re nearing retirement or already retired, you may have heard rumblings about something called the SECURE Act and wondered if its provisions could impact the savings, withdrawal and legacy strategies you currently have in...
Read MorePreserve Your Charitable Deduction with Donor-Advised Funds
Before the passage of the Tax Cuts and Jobs Act of 2017 (TCJA), philanthropic taxpayers who donated to their favorite charities were generally able to write off their contributions. But with the TCJA’s doubled standard deduction,...
Read MoreHow to Contribute an Extra $37,000 to Your Roth IRA
Roth IRAs have always been attractive, due to their capacity to generate tax-free income in retirement. But today, they are even more desirable. The new lower income tax rates (courtesy of last year’s Tax Cuts and Jobs Act) make...
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