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University State Employees: Do You Know How Much You Need To Save In Your Supplemental Retirement Pl
By Nick Fisher, CFP®If you’re a university employee in Ohio, you likely have access to invest in a “supplemental” retirement plan in addition to the university pension or 401(a) account. Why would you choose to...
Read MoreIs Your Financial Advisor A Fiduciary?
By Nick Fisher, CFP®There are financial advisors everywhere you turn. The problem is not finding one, but finding the right one, someone you can trust to provide honest advice and help you achieve your goals.Unfortunately, whether...
Read MoreUnderstanding The Retirement Options You Have Available As A University State Employee
By Nick Fisher, CFP®If you work at one of Ohio’s state universities, you have several options for saving into a retirement plan. I’ve helped many university employees with their financial planning, and my experience...
Read MoreWhat Are The Differences Between A 403(b) Plan And A 457(b) Plan?
By Nick Fisher, CFP®In 1875, The American Express Company established the first corporate pension in the United States. At the time, the plan applied for workers age 60 who had put in 20 years for the company. Workers were...
Read MoreFinancial Opportunities of Today’s Market
You don’t need us to tell you that the markets are crazy right now. Between the coronavirus and the oil price war, there are a lot of factors influencing market activity in a very big way. While volatility goes hand in hand with...
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3 Ways the SECURE Act Could Affect Your Retirement
If you’re nearing retirement or already retired, you may have heard rumblings about something called the SECURE Act and wondered if its provisions could impact the savings, withdrawal and legacy strategies you currently have in...
Read MorePreserve Your Charitable Deduction with Donor-Advised Funds
Before the passage of the Tax Cuts and Jobs Act of 2017 (TCJA), philanthropic taxpayers who donated to their favorite charities were generally able to write off their contributions. But with the TCJA’s doubled standard deduction,...
Read MoreHow to Contribute an Extra $37,000 to Your Roth IRA
Roth IRAs have always been attractive, due to their capacity to generate tax-free income in retirement. But today, they are even more desirable. The new lower income tax rates (courtesy of last year’s Tax Cuts and Jobs Act) make...
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